OPay Business

OPay Business is a comprehensive mobile payment and merchant management platform designed to help businesses streamline operations, accept payments, and grow without limits. Whether you run a retail store, online shop, or service-based enterprise, this app gives you the tools to manage finances, collections, and daily operations directly from your phone.

Accept payments effortlessly across multiple channels. With OPay Business, you can collect money from customers through online and offline methods, ensuring flexibility and reliability. Apply for a POS terminal in real-time and receive it within 48 hours with free device swaps, allowing you to accept card and bank transfer payments instantly. The platform supports convenient payment collection, fund transfers to other accounts, and secure transactions that keep your business moving fast.

Manage your merchant account and finances with ease. Open a dedicated merchant collection account in your business name directly through the app—no lengthy paperwork or branch visits required. Access customized commercial savings plans tailored to your needs, with annual interest rates up to 18%, helping you grow reserves intelligently while earning returns on idle funds.

Expand your service offerings and boost margins. Purchase airtime and data for resale with up to 3% cashback commission on every transaction, creating an additional revenue stream. Pay bills across 2000+ services—utilities, subscriptions, and more—all from one app, simplifying vendor and operational management. Whether managing customer expenses or handling business obligations, bill payment functionality keeps everything organized and on schedule.

Access dedicated support whenever you need it. The OPay Business team provides round-the-clock customer service to resolve issues, answer questions, and help you maximize the platform's features. Professional assistance is always available through multiple channels, ensuring your business never stops.

From merchant collection accounts to POS terminals, bill payments to savings plans, OPay Business consolidates the financial tools growing businesses need. Start accepting more payment methods, serve customers better, and manage operations more efficiently—all from a single, intuitive mobile app. Transform how your business handles payments and finances with OPay Business today.